Credit card Online Casinos Canada

Paying using a debit card or credit card is a convenient way for you to conduct online purchases. Most of us have a bank account, with the facility of also owning a bank card. Online casinos in Canada, also allow casino players to use a variety of cards to fund play at gambling sites.

Once you register as a new casino player, you would need to head over to the cashier section. Here, you can choose a variety of Visa and Mastercard to fund your online gambling. Clicking on deposit will see you fund your player account in readiness for play. Whilst the withdraw function is the action to take to withdraw you casino winnings.

Today we take a look at what timescales, fees and options are available when using debit and credit cards at Canadian casinos online.

Best creditcard casinos for Canada 2024

National Casino

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Why Use Debit and Credit Cards at Gambling Sites?

Credit card and debit card usage comes along with ample perks and benefits. Having all of your financials under one institution is already a bonus, but bank cards do offer additional benefits.

Payment Security

Using payment gateways such as Visa and Mastercard means you are trusting your funds transfers in established payment institutions. A good number of card providers offer you a one-time code feature to complete payments. If you are completing online payments via your mobile phone, this feature provides the peace of mind you need for your funds transfers.

Banking institutions also allow you to start a payment trace and go the extra mile to help you with any fraudulent activity happening on your bank cards.

Convenience

Players also have the option of using e-wallets or other payment methods that are available at the site. If you choose to deposit using an e-wallet, you would need to first open an e-wallet and upload funds directly from your bank account. The process is not a long one, but it will set you back a good 20 minutes from your day. Why go through all that hassle when you can use debit or credit cards?

Once your player account is operational, simply use your cards to transfer funds. This will eliminate the third party (e-wallet), spare you of any additional charges, and will see you playing faster.

CreditCard Casino

Example of a Creditcard payment in PlayOJO Casino.

Widely Accepted

Most casino sites offer players the chance to deposit and withdraw funds using debit or credit cards. The cashier section in 99% of casinos will have a variety of Visa and Mastercard options to choose from. If you would like to keep better track of your spending, you can also purchase prepaid cards with an agreed limit. This will help you have better control over the amount you spend on your gaming.

Possible Loyalty Schemes

Whilst most debit cards do not offer loyalty schemes, credit card providers do. A vast amount of credit card institutions grant you loyalty points with every CAD1 spent. Once a certain amount of loyalty points is accumulated, you will be able to walk away with freebies and special VIP offers.

Timescales Attached to Debit and Credit Card Transactions

The only downside to depositing with bank card options is the timescales. Whilst most online casino deposits are instant, withdrawing using debit or credit cards might be a pain. To assist you in choosing the best payment gateway for your gambling, below we list the timescales attached to casino payments.

  • Visa: Instant deposits, Min CAD5 - 1-5 working days for withdrawals, Max CAD20,000.
  • Mastercard: Instant deposits, Min CAD5 - 1-5 working days for withdrawals, Max CAD20,000.
  • Maestro: Instant deposits, Min CAD5 - 1-5 working days for withdrawals, Max CAD20,000.

If we took a closer look at the above, it is evident that the timescales attached to card withdrawals are high. This is the only possible downside to using both debit and credit cards for your gambling sessions.

Charges and Fees

Most casino withdrawals are free of charge. Yet, reading the site's terms and conditions would be a good idea. Online gambling sites charge you a % withdrawal fee if you request more than 1 casino withdrawal over a period of 24 hours.

Other charges might be incurred when you withdraw funds from your casino account to your credit card. Some card providers charge you extra fees between 3-5% for withdrawing money. Most credit card transactions are classified as cash advances, hence cash advance fees might apply. When using 'credit' loaned by the bank, you might also incur exchange rate fees, something we do not recommend. Visiting the online casino payments page will help you learn more about fees involved with your withdrawals.

Alternative Payment Methods to Using Credit and Debit Cards

If either the fees involved or the lengthy timescales shy you away from using cards, alternatives do exist. Whilst using an already usable card is convenient, so does using other payment method options. Here are some of the available payment methods available at Canadian casinos:

E-wallets

The usage of e-wallets allows players to have quicker casino withdrawals with all your payments confirmed with just one click. E-wallets like Skrill, Neteller, Trustly, and Paypal also offer you dedicated mobile apps, which you can download for better convenience. Enhanced security is also a feature that e-wallets offer, with face recognition and one-time codes also protecting all your casino transfers.

Cryptocurrencies

Cryptocurrencies are also a great alternative to using debit and credit cards. Players looking for that extra security net when gambling can opt for cryptocurrencies that excel in anonymity. Compared to other payment options, crypto is also regarded as charging lower transaction fees, whilst also promising instant transactions.

Prepaid Cards

Prepaid cards are a great option for players who would like to keep track of their gambling. Whilst using credit cards is essentially using loaned money, a debit card withdraws money from your bank account. The option of using prepaid cards allows you to purchase a virtual card with the desired amount topped within. Both Visa and Mastercard offer prepaid cards, which can be purchased online.

National Casino

5 / 5

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Welcome Bonus:

$1500 + 150 free spins

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Zodiac Casino

4 / 5

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Welcome Bonus:

$1 for 80 free spins

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PlayOJO

4 / 5

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Welcome Bonus:

50 free spins no wagering

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SkyCrown Casino

3 / 5

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Welcome Bonus:

$3000 + 200 free spins

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Wildz Casino

4 / 5

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Welcome Bonus:

$2000 + 200 free spins

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Conclusion

Whilst choosing a Canadian casino to sign up at is not a hard process, choosing a payment method might offer challenges. We all want to tick all of the boxes for the ideal payment option to fund our play. Online security and reliability are features that both debit and credit cards offer. If fraud happens on any of your cards, the issuer offers many money guarantees.

If you already have a debit card or a credit card, why go through the hassle of opening yet another online account or e-wallet? It is hard to keep track of all of your finances and spending if your gambling is conducted via various payment gateways. On the other hand, if you choose bank cards, you eliminate the need for third parties. This could also see you pay fewer transaction charges.

The only downside to bank cards are the over-the-top withdrawal timescales. Between one to five working days for your casino winnings is a long wait. E-wallets, cryptocurrencies, and even prepaid cards are alternative options, along with paying with your mobile phone.

Having all your finances grouped and tracked, even when gambling, is a must. Credit and debit cards offer you this reassurance for your online casino deposits.

Credit card Online Casinos Canada FAQ

Author information

Amelia Smith is our content writer and casino reviewer. She has over 5 years of experience in the online gambling industry. Based in New Zealand, she specializes in providing in-depth reviews and expert insights on casinos, games, and the latest industry trends.

Read more about Amelia

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