Credit card Online Casinos NZ

Credit Cards are regarded as a viable payment method. Both Mastercard and Visa cards being popular payment method options to conduct your online purchases. Using a credit card is convenient. It will not see you use any real money from your disposable income, instead, all your online card payments will be using bank money. This you can pay at a later stage.

Accepted as a viable and preferred payment method, credit card payments are also accepted at the best online casinos in New Zealand. Once your casino account is topped up with real money, you will be able to enjoy your favourite online casino games.

Today, we will have a look at how card payments work. But also the benefits of it at New Zealand credit card gambling sites and their games and bonuses.

Best creditcard casinos for New Zealand 2024

Wildz Casino

5 / 5

CasinoABC rating

Add to favorites

Welcome Bonus:

$2000 + 200 free spins

18+ | New customer offer | Terms and Conditions Apply | GambleAware.org | Please Gamble Responsibly!

Experience Benefits:

  • Extensive Game Library
  • Generous Bonuses
  • Fast and Secure Payment Options

NeonVegas Casino

4.5 / 5

CasinoABC rating

Add to favorites

Welcome Bonus:

$500 + 50 free spins

18+ | New customer offer | Terms and Conditions Apply | GambleAware.org | Please Gamble Responsibly!

NEON

Experience Benefits:

  • 2000+ games offered
  • The lobby is split into sections and sub-sections
  • Top promotions

SkyCity Casino

4 / 5

CasinoABC rating

Add to favorites

Welcome Bonus:

$100 + 70 free spins

18+ | New customer offer | Terms and Conditions Apply | GambleAware.org | Please Gamble Responsibly!

Experience Benefits:

  • Great selection of games
  • Part of the SkyCity Entertainment Group
  • Wager-free spins

iBet Casino

3.5 / 5

CasinoABC rating

Add to favorites

Welcome Bonus:

$2200 + 100 free spins

18+ | New customer offer | Terms and Conditions Apply | GambleAware.org | Please Gamble Responsibly!

Experience Benefits:

  • Sports and virtual betting
  • Variety of NZ payment options
  • Ongoing bonuses

Viggoslots

3 / 5

CasinoABC rating

Add to favorites

Welcome Bonus:

$1000 + 170 free spins

18+ | New customer offer | Terms and Conditions Apply | GambleAware.org | Please Gamble Responsibly!

Experience Benefits:

  • No wagering requirements
  • Wide selection of games
  • Fast and reliable payouts

Show more Casinos

Affiliate Disclosure: At CasinoABC.com, we use affiliate links which earn us a commission at no extra cost to you. Our experts independently choose only the best casinos to list, free from commission influence.

Deposit Funds with credit cards

Using credit cards to fund your online gambling account is a convenient way for you to top up your NZ casino bankroll. Players that do not need the extra hassle of opening an online e-wallet or using cryptocurrencies, can simply use cards such as Visa, American Express or Mastercard. If you would like to understand how credit card deposits work, we here give you a step-by-step overview.

#1

Step 1

Use your email and online casino player account password to access your online gambling site account.

#2

Step 2

Click on the cashier section, which is located at the upper part of your casino lobby.

#3

Step 3

Check if any bonuses or promotions are available to scoop.

#4

Step 4

Click on the button that says 'DEPOSIT'.

#5

Step 5

Choose a type from the credit card payment options available.

#6

Step 6

Review limits, timescales and also if any fees are attached to your credit card deposits.

#7

Step 7

Input your full name and card details. After that your credit card number along with your CVV (this is the 4-digit code located at the back of your card).

#8

Step 8

Your credit card banking institution might ask you to verify your transaction. This goes by logging into your mobile banking app or receiving instructions on your mobile device.

#9

Step 9

Enter the amount you would like to deposit.

#10

Step 10

Review all the information you have filled in, and click the DEPOSIT funds button to complete your real money online casino deposits.

Benefits of Credit Card Casinos

Using a credit card offers players a variety of perks and benefits. When seeking out a new payment option to fund, players need the peace of mind that funds will reach their intended location with no hassle or hiccups encountered along the way. Below, we look at the benefits of using credit and debit cards to fund your bankroll at Kiwi online casino websites.

Accessibility

Most online casinos in New Zealand accept credit cards. Both Visa and Mastercard are top payment options. When you visit the payment sections at casinos online, 99% of the time, the gambling site allows you to use both deposits and withdrawals. The viable payment option is secure, accessible, and accepted worldwide.

No Need for Alternative Payment Methods

Most of us hold credit cards with a banking institution. Credit cards are a great payment option for you to carry out online transactions including online casino transfers. When you already have a card, there is no need for you to open extra accounts like e-wallets or cryptocurrency accounts. Opening extra accounts will see you go through an application process and that takes time. Using credit card transactions to play online casino games does not require you to open extra accounts. You can simply use the credit balance limit agreed upon by your issuer, the credit card you use for your daily needs.

Security and Guaranteed Payments

If you purchase online using a credit card, you can put your mind at rest that all your payments are secured with SSL security layering protocols. Card users also have the additional perks that major cards offer, where players and credit card users have a money-back guarantee if fraud happens.

Use Credit That Is Not Your Own Money

Unlike debit, credit cards will see you use real money that is offered as a lending facility by banking institutions. Casinos that accept credit cards will see you use the balance available in your credit without affecting the funds in your bank account and debit. Many people have financial obligations, and using money that is lent by the bank makes online gambling easier. However, this is also a big risk, and we do not recommend playing with credit money. To prevent this, you can instantly deposit money from your bank/savings account onto the card and play with a debit.

Extended Deposit Limits

When using a credit card to play top casino gambling games online, players can benefit from maximum deposit limits that are sometimes not offered by traditional e-wallets. While e-wallets sometimes cap casino deposits to NZ$2,000, most credit card facilities allow you to deposit a maximum of NZ$10,000. While this amount might look extravagant, it is good to know your deposit and withdrawal limits.

Why Choose Alternative Payment Options

While recommended credit card casinos are widely available, some card issuers are not very fond of allowing online gambling transactions carried out at online casinos.

What we suggest in this case is always reading the terms and conditions attached to your credit card. The service provider will highlight which transactions are allowed, and will also highlight if any stops or transactions are not allowed. Unfortunately, many banks list online casino transactions as illegal/sensitive activity. Hence, they will halt any real money deposits intended for gambling purposes.

Why Do Credit Card Facilities Block Credit Card Gambling Site Transactions?

Credit card casinos are regulated by a licensing body, with a good number of NZ credit card casino sites regulated by either the MGA or the UKGC. With many online casinos that accept cards under their remit, this is not an easy task. The UKGC insists that no licensed gambling businesses must accept credit card payments for gambling purposes. Also, it requests that all regulated casinos check that any e-wallet is not funded using means of a credit.

Bank Transfers

Bank transfers are a great alternative payment option for you to use at New Zealand online casinos. By using transfers, you will deposit funds directly from your bank account held with your banking institution. There is no need to open an additional account or use credit facilities. Using your bank account will also see you use money directly from your debit card, hence managing your funds better and not using money that is loaned by a bank. In a nutshell, when completing a bank transfer, you are using your own money.

Pre-Paid Debit Cards

Almost all online casinos offer players the chance to use prepaid debit cards to fund play at gaming sites in New Zealand. Players have the option to purchase a pre-paid debit card such as Paysafecard and use the available funds on the card to top up their player account. To do so, players would need to purchase the pre-paid debit card via a kiosk or online, with various denominations available to choose from. To deposit using the card, you would simply need to use the same procedure when depositing funds at credit card online casinos (mentioned above), using the card number available at the front of the card, the expiry date, and the CVV located at the back of the card.

E-Wallets

A selection of e-wallets is also available to cater to both your deposits and withdrawals at top gaming sites in NZ. Players that opt for e-wallet transactions would need to first head over to the e-wallet website and complete a registration to open an online e-wallet. The next step is topping up your e-wallet account with enough funds to be able to deposit money into your casino account. This action is completed by simply choosing the e-wallet from the payment drop-down menu and clicking the deposit button. If you happen to also have the e-wallet application on your mobile device, your payments are completed with one tap of the button. E-wallets to choose from include Skrill, PayPal, Trustly, ecoPayz, MiFinity, and other e-wallet solutions.

Cryptocurrencies

Cryptocurrencies are another solution for you to consider if using your credit card at Kiwi online casinos is not an option. Using Crypto will see players enjoy added layers of security, along with the anonymity that we all crave when carrying out transactions online. Cryptocurrencies that are available to use as an alternative payment option include Bitcoin, Bitcoin Cash, Litecoin, and Ethereum.

NeonVegas Credit Card deposit

Making a Credit Card deposit at Neonvegas Casino.

Timescales and Fees

When players land a win, the most common thing to do is request a withdrawal of your funds. If the win is a substantial one, your fingers will be itching to get your hands on your online casino winnings. Unfortunately, even the best credit card accepting casinos require you to choose an alternative payment option sometimes, with only the card issuer at fault. The terms and conditions attached to credit cards state that the payment option is solely to be used for credit purposes. This means for crediting your player account. Sadly, withdrawals to the card (crediting your card account) would not be allowed. In this case, the casino will ask players to seek alternative withdrawal options. Either using a bank transfer or an alternative payment gateway of their choice.

If your credit card allows you to withdraw funds, you might need to wait up to 5 working days for your funds to reach you, with credit card institutions charging a fee of 2.5% up to 5% to complete your withdrawal transfers.

Online Casino Games to Enjoy

Once you have made a real money deposit using a credit card, the next step in your journey is playing top casino games. To be able to play, you would need to meet the minimum deposit limits allowed by both credit cards and casino sites. Once funds are successfully deposited into your player account, you can tempt your luck at the below-listed casino games.

Slots

You can play slots using the funds deposited via credit cards. A variety of slot pokies games are available with themes and wagers that will suit any type of NZ player. Classic slots or bonus slots, you have the choice, with all slot games located via the pokies section. Free spins are also available when you play slots for free.

Table Games

You will find a selection of table games to gamble on at credit card casino websites in NZ. Blackjack, Baccarat, Poker, Roulette, and other games are available to enjoy for free or for real money wagers.

Live Casino Games

Via the live casino section, you will be able to sit and play live table games that are all manned via live dealers. Clicking on the live casino section, via the lobby, will offer you games such as Live Poker, Live Blackjack, Live Baccarat, Live Game Show tables, and Live Poker games. All of the games are offered live and for real money wagers only.

Sports Betting

Top credit card casino sites sometimes also offer players the chance to place bets on sports. To do so, you would need to click on the sports betting section, where you will be presented with a vast selection of sports betting markets to place wagers on. We always suggest that some background and research is completed by the player, before delving into the world of sports betting.

Bonuses and Promotions

When you complete a deposit using credit cards at casino sites, you are eligible to claim a bonus offer. Most casinos require you to deposit to claim a bonus, whilst card accepting casinos grant you bonuses once player registration is completed. Here are the bonuses and promotions you can walk away with.

No Deposit Bonus

A No Deposit Bonus is a bonus that is offered by a selection of gambling sites in NZ, with no real money deposit needed. Players would need to complete their casino registration to be able to claim the no-deposit bonus, which sometimes consists of free spins or free play money for you to use to try.

Welcome Bonus

A welcome bonus is a first-time offer granted to new players when completing their first deposit. Once your card deposit is completed, your funds will be matched 100% up to a specific NZ$ amount set by the casino, with free spins also offered as part of the welcome package. If the casino is feeling generous, they might extend the offer to cover up to your fifth deposit. You would need to check the T&Cs to confirm the welcome offer terms.

Deposit Bonus Reload Offers

Once you complete an additional credit card deposit at casinos, you will be able to claim a deposit bonus. Reload bonus offers are composed of free spins or bonus matches, that you can do at the casino. Such offers are also sometimes sent over to the player via email, hence checking your inbox for new game bonuses would be a good start.

Cashback Offers

Live casinos offer Kiwi players the chance to walk away with a live casino cashback when depositing and playing using credit cards. The cashback is calculated on all of your gameplay carried out at live casinos during the previous week. 10% on all the losses awarded to the player back in cashback money.

VIP Loyalty Schemes

All your credit card deposits completed at Kiwi casinos will see players accumulate loyalty points. With points needed to jump from one loyalty tier to another. Once players reach a certain amount of points needed for the VIP schemes, bonuses such as free spins and cash offers will be granted. Other perks included in casino VIP Loyalty schemes include a personal account manager manning your player account, tournament invites, lower wagering requirements, and better winning withdrawal timescales.

Using Credit Cards at Mobile Casinos

Top gambling sites in New Zealand also offer players the chance to play via mobile devices. You have 2 options to access a casino site via mobile: either using your mobile browser or downloading the dedicated mobile application, if available.

Use your email and password to log into your casino account and continue with your normal gameplay. If depositing is on the cards, you can do so by clicking on the cashier section following the normal depositing procedure.

Wildz Casino

5 / 5

CasinoABC rating

Welcome Bonus:

$2000 + 200 free spins

Play Now

NeonVegas Casino

4.5 / 5

CasinoABC rating

Welcome Bonus:

$500 + 50 free spins

Play Now

SkyCity Casino

4 / 5

CasinoABC rating

Welcome Bonus:

$100 + 70 free spins

Play Now

iBet Casino

3.5 / 5

CasinoABC rating

Welcome Bonus:

$2200 + 100 free spins

Play Now

Viggoslots

3 / 5

CasinoABC rating

Welcome Bonus:

$1000 + 170 free spins

Play Now

Conclusion

Credit cards offer a viable and straightforward solution if you would like to stay on your gameplay journey at online casino sites in New Zealand. Whilst credit cards will see you use money that is not yours, they allow you to use money that is offered by the banking institution on loan. The bank is charging you a % fee ARP for having a credit balance.

Using credit cards allows you to conduct secure deposits to casino bankroll, without the need to open e-wallet accounts or utilise cryptocurrencies to fund your play. Although the timescales attached to credit cards are extended at times, using the payment option will see you have better control of your money. All your transactions are carried out using one bank or credit facility.

Both Mastercards and Visas are viable options for players to fund their play at Kiwi NZ casinos. Head over to the casino's payment section to view all of the fees and timescales associated with your gambling site transfers.

Credit card Online Casinos NZ FAQ

Author information

Ryan Mitchell is a 30-year-old casino expert with over 10 years of experience in writing reviews and articles for the online gambling industry. As former roulette dealer, Ryan brings first-hand knowledge and insights. He provides our readers with detailed and trustworthy content.

Read more about Ryan

Subscribe Email Newsletter

News, updates and industry insights directly to your inbox.

Follow us:

facebook
Instagram
Twitter
Youtube

Website Verified & Secured by:

DCMA Gamcare BeGambleAware 18+ warning

Back to
Top